Capital to acquire your next machine
We connect US businesses with lenders to acquire heavy machinery, tech, and vehicles while preserving your cash flow.
Soft credit inquiry does not affect your score.
- Section 179 deduction
- Capital lease
- Operating lease
- Fair market value
- Soft pull
- Amortization schedule
- Equipment cost basis
- Lease term
B2B commercial equipment financing and leasing for US small-to-mid-sized businesses
Financing options matched to your situation, in one place.
- MACHINERY Heavy equipment loans Finance construction and industrial assets with flexible repayment structures.
- VEHICLE Fleet vehicle solutions Acquire delivery vans or service trucks to expand your logistics operations.
- TECH Technology upgrades Keep hardware current with predictable monthly lease payments for IT gear.
- STARTUP New business funding Access capital for essential equipment even with limited operating history.
- $10K–$5M Financing range
- 24–48 hours Typical approval time
- 1 soft pull Credit impact
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Preserve your cash
- Keep liquid capital for daily operations and payroll expenses.
- Avoid large upfront payments on high-value business assets.
Tax efficiency
- Utilize Section 179 to deduct the full purchase price of equipment.
- Structure payments to align with your seasonal revenue cycles.
Fast access
- Automated approvals for equipment requests under $150,000.
- Direct funding to vendors within three business days of approval.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Limited credit history
Traditional banks require years of financial statements and high scores.
High debt-to-income
Lenders often see existing debt as a risk that threatens repayment.
Unique asset type
Banks struggle to appraise niche industrial or medical machinery.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Construction firm owner
Purchasing three new excavators for regional infrastructure projects.
Medical clinic director
Upgrading digital imaging equipment for outpatient services.
Restaurant operator
Replacing industrial kitchen ventilation and refrigeration units.
Logistics startup
Acquiring a fleet of electric delivery vans for local distribution.
Understanding your financing options
Not sure which structure fits your business plan? Review our guide on capital versus operating leases to maximize your tax deduction benefits this year.